Category: Workers’ Compensation

Be Prepared to Face the Summer Heat

Workers' Compensation

Be Prepared to Face the Summer Heat

South Carolina summers bring with them extreme heat and extreme humidity. If you’re one of the many people in South Carolina who work outdoors, you know exactly how demanding the South Carolina summer can be.

As you might imagine, if you work outdoors you’re at higher risk for heat-related health problems, but what you might not know is that heat-related illnesses are in fact covered by workers’ compensation. If you’re involved in heavy physical labor, then you’re most prone to occupational diseases caused by working in high temperatures.heat wave in the city and hand showing thermometer for high temperature

Heat related illnesses to watch out for are:

  •   Heatstroke
  •   Heat exhaustion
  •   Heat cramps
  •   Heat rash

If you feel the symptoms of any of these conditions coming on while at work, take a break immediately. Find a cool, shady area to rest and rehydrate. If the symptoms are severe (such as seizures), call 911 immediately.

Even if you don’t think you’re experiencing these symptoms, if you work outdoors in high temperatures, be sure that you’re taking frequent breaks either indoors or in the shade—give yourself time away from the sun. Drink plenty of water to ensure that you’re staying hydrated and cool. Both of these measures can help prevent dehydration and heat related illnesses such as heatstroke. If you develop a heat-related illness, seek immediate medical treatment.

Heat-related illnesses can be very serious, and are often covered by workers’ comp if you’ve been affected by a heat-related illness be sure to contact an attorney to find out if you qualify for workers’ compensation.

Don’t Trust Everything You Hear

Workers' Compensation

If you’ve lost your job after a work injury, it might feel like you’re completely out of options—especially if your employer has told you that you’re no longer eligible for workman’s compensation. Often, an employer will tell an employee that they are no longer entitled to workers compensation, hoping that the employee will forget about the claim. This simply is not true: you are entitled to workers’ compensation even if you have been terminated from your job. So don’t give up!

Liar businessman with crossed fingers at back . Ethics concept. Unfair business practicesAnother thing to watch out for is that some insurance companies will try to tell you your claim will close once treatment has ended. Also not true. The only way a claim can close or settle is by your voluntary agreement via a compromise with the insurance company.

At Oxner + Permar, we understand that these problems can be difficult to navigate without professional help. If you’re unsure of anything regarding your case, be sure to contact an attorney. With more than $275 million in workers’ compensation awards and settlements, we’ve got the experience to help our clients navigate their way through misinformation and make sure that their rights are being protected.

If you’ve sustained a work injury, be careful as not everyone has your best interests at heart. Make sure you’ve got people who are fighting for you and protecting your rights.

A Positive Attitude and Good Relationships Can Go a Long Way

Workers' Compensation

A Positive Attitude and Good Relationships Can Go a Long Way

Dealing with a long line of medical professionals and insurers after sustaining a work injury comes with a huge amount of stress—especially when you’ve sustained traumatic brain injury or a closed head injury. There’s nothing worse than having to take time out of your day to deal with doctor’s visits, particularly when it feels like you’re not making any progress, or that the doctor is not doing enough.

 

Colorful cheerful think positive message on colorful dots backgroundHowever, it’s essential that you maintain a good relationship with your doctors and remain on top of your care.

Some people think that an MRI or CT alone can prove that they were injured and the extent of that injury. In actuality, with traumatic brain injury cases or closed head injuries, often times even using examinations like MRIs and CT scans offers little to no objective evidence to show the injury. Therefore, when describing your injury, your credibility is very important. How do you ensure you have credibility? Be consistent about your medical complaints and concerns in medical records. These, of course, come from consistent medical visits in which any doctor at any time can see the consistency of your complaints over time.

The process of these multiple doctor’s appointments can be long and arduous; however, it’s important to keep a positive and friendly attitude. It is common for the doctor’s testimony to be taken in regards to your case, and they may not be willing to support your claim if you’ve been combative or taken your frustrations out on them. Maintaining a positive relationship with your doctor is the best way to get their support when it comes to supporting your claim.

Even though the road to recovery can be long and arduous, be sure to maintain a good relationship with those who are going to be your allies on your workers’ compensation claim.    

 

Could Your Social Media Be Harming Your Workman’s Compensation Case?

Workers' Compensation

Could Your Social Media Be Harming Your Workman’s Compensation Case?

If you’ve sustained a work injury, then you know there is so much to keep up with: from filing injury reports to keeping up with medical records. What you might not have considered is how your latest tweet or selfie could be damaging your workers’ compensation case.

Like share follow bubble with clip hanging on the line with blue background.Insurance companies are always looking for anything that might cast doubt on the validity of a claim. For instance, if there was no witness, if there are conflicting reports of how the injury occurred, or if there was a delay in reporting the claim, then an insurer will want to look for other means to verify the claim. One such method is using social media.

Insurers will often use Facebook, Instagram, Twitter, and other social media sites, to investigate your activities to look for contradictions to your claims. For example, if you were to post a selfie of yourself on vacation, when you’re supposedly taking time for recovery, the insurance company may see that as grounds to cancel your benefits. Other things they look for would be any evidence that you’re doing physical activity not related to your recovery, like posting pictures of yourself playing sports or working out at the gym. They also might look to see if you mention working at a second job. Basically they’re looking for anything that would show that your injury is not as debilitating as you claim it is or that you’re not taking your recovery seriously.

Of course that’s not to say you shouldn’t use social media! Just be aware of what you’re posting, and use common sense. Think about how the insurer is going to view your post. What might feel well within your work restrictions to you, might not to an insurance company. When in doubt, don’t post it!   

Insurance companies will use social media to check up on workers’ compensation claims. Always be aware of what you’re posting to social media, and if you have any questions, be sure to contact an attorney.

Does Workers’ Compensation Cover Coming and Going to Work?

Workers' Compensation

Does Workers’ Compensation Cover Coming and Going to Work?

What happens if you sustain an injury coming from or going to work? Workman’s comp doesn’t cover any incidents that happen off your employer’s property—but it CAN cover injuries that occur when you are on the premises as you are going to or leaving work. This is called the “coming and going rule.” Walking into work from the parking lot or walking out of work to your car, for instance, are examples of typically acceptable cases for workers’ comHappy truck driver sitting in the cab of red truck behind the wheel and looking through the open door. The modern semi truck is located on the parking lot and the driver is ready to go to the next trip.pensation benefits.

 

There is one thing to keep in mind, however. If your employer has a duty to transport employees or furnish transportation to employment, it is very possible that any injuries sustained during transportation can be covered—even if they occurred while going to and from work, outside of the typical coming and going rule.

 

Would you like to know more about your rights regarding workplace injuries? Contact Oxner + Permar, and we’ll put you in touch with a team who is knowledgeable and who cares deeply about helping you understand—and fight for—your rights. Whether or not you pursue a legal case, we will make sure you have the information you need to feel confident and move forward in a positive direction.

 

If you’re injured while going to or from work, are you eligible for workers’ compensation? Find out what benefits may be available to you.