If you’ve suffered a disability after a workplace injury, you might qualify for several accommodations. What kind of benefits you receive will depend on the severity of your injury and how long it will take for you to recover. There are four kinds of workers’ compensation disability benefits:
- Temporary Total Disability (TTD)
- Temporary Partial Disability (TPD)
- Permanent Partial Disability (PPD)
- Permanent Total Disability (PTD)
Temporary Total Disability benefits cover injuries that are severe, but that you are expected to recover from. In this case, severe means that your injury prevents you from returning to work. It is your responsibility as the injured party to prove that you are disabled in order to receive these benefits. You will stop receiving these benefits once you return to work.
Temporary Partial Disability benefits are given to injured employees who are able to return to work but in a limited capacity at a lower wage. You might be taking on a different job or returning to the same position, but with work restrictions. These benefits are designed to accommodate your cut in wages and recovery expenses.
Permanent Partial Disability benefits begin when you have reached the end of your healing period, but are still impaired in some way due to your workplace injury. The Workers’ Compensation Act outlines some of the ways in which you might be compensated. You will receive these benefits for a certain amount of time based on which part of the body was injured.
Permanent Total Disability benefits are paid in the event that your workplace injury has permanently affected your ability to work at all. In these cases, if you’re considered unfit to work again, you’ll receive PTD benefits for the rest of your life.
Regardless of the severity of your workplace injury, you deserve compensation. It’s a good idea to speak with an attorney about the different options. An experienced attorney will be able to tell you which kinds of benefits you’ll likely need to receive and know the course of action you’ll need to take in order to get them.
If you’ve suffered a workplace injury that has resulted in a disability, don’t hesitate to contact Oxner + Permar. With more than $275 million in awards and settlements, we have the experience to protect your rights and get the benefits you deserve.