Social Security can be a great help to injured workers in the United States. However, in order to qualify for these benefits, there are several requirements you’ll need to meet. One such requirement is to have worked a certain number of hours. Often, I have clients ask what those requirements are.
The first thing I tell them is that they need to make sure their disability meets the following:
- You are unable to do the work you did before
- Your work cannot be adjusted due to your injuries
- Your disability has or will have lasted one year or will result in death
If you meet these minimum requirements, the next step is to look at whether you’ve worked enough hours, recently enough, to qualify for Social Security Disability. This is determined through Social Security work credits.
Credits are based on your wages. In most cases you need 40 credits to qualify for SSD, and 20 of those credits need to have been earned in the last 10 years. It’s possible to earn up to 4 credits each year.
While this is an average, there are many factors to take into consideration. For instance, younger workers who become disabled often don’t need as many credits to qualify for SSD. That’s why it’s important to speak with an experienced attorney. We can help guide you through your case.