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Are you thinking about applying for social security disability benefits? Or maybe you already applied and didn’t get approved. Either way, you may wonder how transferable skills affect your application. In fact, a question clients often ask is how to prove their skills are non-transferable.

This article will explain how transferable skills impact your ability to apply for social security disability benefits. It will also provide tips on how to maximize your chances of receiving these benefits.

How Do Transferable Skills Affect My Social Security Disability Claim?

What exactly is a skill?

A skill is defined as the knowledge of a task that requires judgment and is attained through job performance. The Social Security Administration (SSA) classifies the different skill levels of jobs as unskilled, semi-skilled, and skilled. These classifications are generally determined by how long it takes to learn the work and what that particular job requires.

What does transferable skill mean?

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Once the Social Security Administration determines the skill level of your past work they will use that to provide you with other jobs you might be able to do that meet the same (or lower) level of skill. This is what they mean by transferable.

Some examples of transferable skills are supervising or managing others, teaching, filing, clerical work, researching, technical work, and training. When determining whether a person has transferable skills, it will depend on if their impairments or disabilities affect their ability to perform those skills. If it does, then their skills will not be transferable. However, if it does not affect an individual’s ability to perform, then the skills can be considered transferable.

Why are skills important in a social security disability claim?

The SSA uses skills when determining if someone is disabled. They look at the type of work you did before becoming disabled and compare it to the types of work available in the national economy. If there are no jobs available that match your previous work, then the SSA will determine if you have transferable skills. If so, then they will consider using them to find another job that matches your abilities.

If you don’t have any transferable skills, then the SSA won’t even consider looking for another job for you. Instead, they will only pay you based on your current limitations.

What if my claim gets denied because my skills are transferable?

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If this happens, you should contact an attorney right away. You need to make sure that your skills are truly non-transferable. If they aren’t, then you could be out of luck. Your attorney will help you figure out which skills are transferable and which ones aren’t. Then, he/she will help you show the SSA why your skills are non-transferable. 

Proving at your hearing that your skills are non-transferable may be essential, especially if you need to challenge the vocational expert’s opinion. An attorney who understands the transferability of skills under the Social Security Administration rulings and regulations can help with the cross-examination process during the hearing.

Don’t risk having your claim rejected. Work with an experienced attorney who will make sure it’s done right. Give Oxner + Permar a call for a free consultation.

If you’ve been injured at work and have filed for workers’ compensation, then you’ve probably been asked to take a drug test. If this feels like a pointless invasion of privacy, don’t worry — we agree. Unfortunately, there’s nothing you can do to avoid this: it’s the law.

 

Of course, we don’t condone the use of illegal drugs or drugs that were not prescribed to you; however, that doesn’t mean we think the insurance company should be allowed to drug test you. In reality, there’s not much of a relationship between what you possibly took at a party two weeks ago, and how a coworker drove a forklift into you yesterday.

 

The scenario that we see more often than illegal drug use is people taking prescription drugs that aren’t prescribed to them. For example, if while waiting to see the doctor, you take some of your wife’s prescription painkillers, you could test positive for drug use. In that case, you could lose your right to benefits.

 

Taking someone else’s painkillers might not seem like a big deal, especially when you’re in a great amount of pain, but the reality is that it is illegal. Don’t put your case in jeopardy by taking medication that’s not prescribed to you.

 

If you’re concerned that a drug test may prevent you from receiving workers’ comp benefits, be sure to contact an experienced attorney. We can help you determine whether or not your case will be affected.

 

If you’ve been injured at work, don’t hesitate to contact Oxner + Permar for a free consultation. We can help guide you through your case and ensure that you get the benefits that you deserve. 

Just because your boss says you’re an independent contractor, doesn’t mean you are. In a workers compensation case, the court doesn’t really care what your boss has to say on the matter. They’re going to look at a few other factors. Read on to know how you can get workmans comp as an independent contractor.

Independent Contractors vs. Employees: What’s the Difference?

Can I Still Get Workmans Comp As An Independent Contractor?

Independent contractors (also known as freelancers) work independently, often remotely, and usually receive payment based on the number of hours worked rather than hourly wages. Employees typically work at a single location and are paid hourly wages.

Employees may be hired directly by a company or through a staffing agency. Independent contractors must find clients themselves and negotiate rates. They’re responsible for taxes, insurance, and any benefits provided by the employer.

How Does Workers’ Compensation Apply to Independent Contractors?

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Workers’ compensation insurance protects employees who suffer injuries at work. But independent contractors aren’t technically employees, so workers’ comp doesn’t apply to them.

That means that when an independent contractor suffers an injury on the job, he or she must pay out-of-pocket for medical expenses and lost wages. And because independent contractors often lack health benefits, they may not be able to afford these costs.

This problem is especially acute for freelancers and small businesses. They’re forced to shoulder the burden of paying for their own health care and lose valuable income due to missed days at work.

How can you avail workmans comp as an independent contractor? 

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Long story short, whether or not you’re an independent contractor really comes down to how much control your boss has over you. For instance, does your boss set how, when, and where you work? The more control your employer has over these factors, the less likely you’re an independent contractor — even if you’re called an independent contractor in your contract.

Employers in certain industries are notorious for calling employees “independent contractors,” and because it prevents them from having their taxes withheld, many employees are happy to go along with it.

We often see sales representatives, construction workers, and truck drivers who believe they are independent contractors but actually don’t fall into that category when it comes to workers’ compensation.

The best thing to do is to speak with an experienced attorney. We can help you determine exactly how the Industrial Commission will view your position. Our experienced attorneys can also help you apply for workers’ compensation benefits and navigate all of the complicated aspects of workers’ comp law.

If you’ve been injured at work and you’re unsure whether or not you really are an independent contractor, don’t hesitate to give us a call. Oxner + Permar offers free consultations, and we can help you decide how to proceed with your workers’ comp case.

We know. We get it — and we agree with you. It’s absolutely ridiculous that the adjuster would demand this of you. Not only is it a huge pain, but it’s a huge invasion of your privacy. Nevertheless, the Industrial Commission routinely allows for this to happen. The question is why do you need to give your adjuster your medical records and is it truly necessary?

Do You Really Have to Give Your Adjuster Your Medical Records for the Last Ten Years?

Why do adjusters request medical records?

Adjusters request medical records because they’re required by law.

The reason they need them is first, they need to be able to verify that the person who was injured actually received treatment at the hospital where he/she claims to have been treated.

Second, they need to determine whether the injuries were sustained during work hours. This second point is important because most states require workers’ compensation benefits to be paid only when the injury occurs during working hours.

If the adjuster determines that the injury wasn’t work-related, he won’t pay any benefits. So, it’s important to keep track of injuries over the last ten years.

If the adjuster doesn’t ask for medical records, there’s no proof that the injury occurred. This means that the claim may not be paid out.

What happens if you don’t turn in your records?

If you don’t turn in your records, your adjusters may not be able to determine whether you’re eligible for benefits. They won’t know if you’ve had any work done since the last filing, or if you’ve been injured at work recently.

They won’t know if you’re currently receiving disability payments, or if you’ve filed for Social Security Disability Insurance (SSDI) benefits.

And they won’t know if you were previously employed, or if you’re self-employed.

All these things matter because they affect your eligibility for benefits. So, if you don’t submit your medical records, you risk losing out on benefits.

What are the dangers of submitting medical records for the past 10 years?

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The problem is, on paper, this sounds like a way for the adjuster to check for fraud. However, what the Industrial Commission fails to take into consideration is the human side of things. There’s no rule to prevent your adjuster from sharing your records with your coworkers. If this happened, it would be a huge invasion of privacy.

If you sustained a knee injury at work, why would the adjuster need to know if you’re taking birth control, or if you broke your arm five years ago, or if you have asthma? We do understand that they might need to know if you’d had a previous knee surgery before you were injured at work, but anything not related to your injury is unnecessary.

That’s why it’s important to us that we fight for our clients’ right to privacy. We make every effort to limit this horrible intrusion. Dealing with a workplace injury is difficult enough; you shouldn’t have to add worrying about your privacy.

If you’re concerned about your privacy, don’t hesitate to call us. With more than $275 million in awards and settlements, Oxner + Permar has the experience, knowledge and commitment to protect your rights.

If you’re dealing with a workers’ comp case, it’s possible that you might have to have a mediation. But what is a mediation exactly? Why is it important in your workers’ compensation claim? Read on for more information about the benefits of having a mediator and how they can help you get the settlement you deserve.

What is a Mediation?

What is a Mediation?

Also known as mediated settlement conferences, mediations are informal meetings where a neutral party will hear both sides of your case and help you work out a compromise. If that happens your case can settle there.

There are several reasons why your case might go to mediation. For example, if your claim is denied, the Industrial Commission will probably order your case to mediation before it goes to a hearing.

Another reason you might go to mediation is if your case has gone on for a long time. The Industrial Commission will want to see if mediation can help wrap up your case in a satisfactory way for both parties.

However, just because you are required to go to mediation doesn’t mean it has to end in any kind of agreement. The only requirement is that you are there — which means if you are uncomfortable with the compromise suggested in mediation, you don’t have to agree to it. If you do reach an agreement, it will be written up, and boths sides will be asked to sign it. Once that happens, the decision is final: there is no backing out.

Another good thing to keep in mind is that the objective of a mediation isn’t necessarily to settle your case. In many instances, you and your case might not be ready for settlement. But that doesn’t mean your mediation is a waste of time. You can still come to agreements on other things such as a change of physicians, approval of surgery, raising your weekly checks etc. These things will put you on a much faster route to settlement and ensure that you’re getting a settlement that’s fair to you.

How do you know if mediation is right for you?

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What are the advantages of mediation?

There are several benefits to mediation. First, it helps avoid unnecessary litigation. Litigation can also take years to get resolved. With mediation, you can get back to work sooner and save money.

Second, mediation gives you more control over how your case proceeds. Instead of having to follow a judge’s orders, you can choose who represents you at mediation. You can also ask questions about the process and help guide it along.

Third, mediation allows you to focus on healing rather than fighting. When you’re dealing with a lawsuit, you’re forced to spend most of your energy thinking about the case. This takes away from your ability to heal. Mediation lets you focus on yourself and your health.

Finally, mediation provides an opportunity to build relationships with others involved in your case. By working together, you can better understand the issues and reach a resolution.

Can I use a lawyer in a mediation?

Yes, you can. You may want to consider hiring a lawyer even if you plan to use a mediator. Lawyers know the law and can help you navigate through the legal system. If you hire a lawyer, you won’t be able to negotiate directly with the other party.

Mediations may seem scary, but they aren’t! We’ve done thousands of them, and we’ll be happy to guide you through yours. With more than $275 million in awards and settlements, Oxner + Permar has the experience to stand up for you.

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