I Was Injured During My Lunch Break, Am I Still Covered?
One common misconception people have about experiencing a work injury is that they have to be physically doing their job when injured in order to be covered under workers’ comp.
Although most cases involving workers’ compensation injuries do happen when you are clocked in, at the job site, and doing your work, that isn’t always the case. No one can control when and where an accident will take place. The Workers’ Compensation Act understands that and offers some additional protections.
These cases can be very fact-specific, but some of the most common times you can be covered are prior to clocking in, during breaks at work, and at lunch. There are many other circumstances when you may be covered but a lot depends on the location of the accident, the timing of the accident, as well as who owned and maintained the property where your accident happened.
It is best to contact an attorney if you got hurt before clocking in, during a break, while at lunch, or after clocking out—but while you were still at work. Your injury may fit into one of the fact patterns where you are still protected by the Workers’ Compensation Act.
If you experienced an injury and you’re not sure if you’re covered, give Oxner + Permar a call for a free consultation. We will go over the details to help you determine if you are covered.
…su estatus migratorio, no afecta la capacidad de recibir beneficios de compensación laboral?
No importa cuál sea su estatus migratorio, en el estado de Carolina del Norte si usted se lesionó o accidentó en el trabajo, usted tiene el derecho de comenzar una demanda de compensación laboral, lo que le proporcionará tratamiento médico, y cheques semanales por su tiempo fuera del trabajo.
Además, ni la compañía de seguro de su empleador, ni el abogado que representa a la compañía de seguro, pueden divulgar su información personal, como por ejemplo: al Servicio de Inmigración y Control de Aduanas de Estados Unidos (ICE, por sus siglas en inglés). Tampoco, existe el riesgo de que su empleador lo amenace con reportarlo a oficiales de inmigración, por el simple hecho de haberse lesionado o accidentado en el trabajo. Muchas veces, esto ocurre para evitar que usted presente una demanda en contra de ellos, porque saben que usted tiene ese derecho bajo la ley.
Si usted se ha lesionado o accidentado en el trabajo, es recomendable que se contacte con un abogado con experiencia, y así asegurarse de obtener los recursos necesarios para proteger sus derechos. Nuestra firma, Oxner + Permar, cuenta con un gran equipo de abogados y asistentes que lo pueden ayudar en su idioma, nos enorgullece decir que le conseguiremos el resultado que usted se merece. Tenemos oficinas a lo largo del estado de Carolina del Norte, tales como en Raleigh, Charlotte, y Greensboro, entre otras. ¡Llámenos!
What Should I Say to the Insurance Adjuster After My Accident?
I speak with clients all the time who have received calls from the insurance adjuster after their accident. They have already given a recorded statement about their accident and injuries before they have called us. These recorded statements are hazardous because the adjuster, who has done these interviews hundreds of times knows just what questions to ask, is always looking for a reason to deny coverage or get you to agree to something that may not be true, or to something that is even damaging to your case.
What you say in an unguarded moment may literally turn a good case into a denial. My message to anyone who has been injured by the negligence of another is to consult a lawyer before speaking to an insurance adjuster. We know what questions are going to be asked and can prepare you for these conversations and help you avoid saying anything that could potentially undermine your claim.
Regardless of what kind of injury you have sustained, I recommend declining to speak with the adjuster until you have spoken with an attorney who has helped you go over the questions that will be asked.
Don’t risk your claim being denied because of what you said in a vulnerable moment. If you have been injured in an accident give Oxner + Permar a call for a free consultation before you speak with an adjuster.
How Do Transferable Skills Affect My Social Security Disability Claim?
A question clients often ask is how to prove their skills are non-transferable. A skill is defined as the knowledge of a task that requires judgment and is attained through job performance. The Social Security Administration (SSA) classifies the different skill levels of jobs as unskilled, semi-skilled, and skilled. These classifications are generally determined by how long it takes to learn the work and what that particular job requires.
Once the Social Security Administration determines the skill level of your past work they will use that to provide you with other jobs you might be able to do that meet the same (or lower) level of skill. This is what they mean by transferable.
Some examples of transferable skills are supervising or managing others, teaching, filing, clerical work, researching, technical work, and training. When determining whether a person has transferable skills, it will depend on if their impairments or disabilities affect the ability to perform those skills. If it does, then their skills will not be transferable. However, if it does not affect an individual’s ability to perform, then the skills can be considered transferable.
Proving at your hearing that your skills are non-transferable may be essential, especially if you need to challenge the vocational expert’s opinion. An attorney who understands transferability of skills under the Social Security Administration rulings and regulations can help with the cross-examination process during the hearing.
Don’t risk having your claim rejected. Work with an experienced attorney who will make sure it’s done right. Give Oxner + Permar a call for a free consultation.
All American Marathon in Fayetteville, North Carolina
The All All American Marathon is coming up on Sunday, March 25. Along with the All American Marathon there will also be the Mike-to-Mike Half Marathon and The All American 5K. These three races take place every year at Fort Bragg. The race is put on by MWR which is the welfare and recreation organization for the Army.
All of the proceeds go back into the organization for their programs, gyms, child and youth services, and for soldiers and their family members. The race is in honor of service members and to honor those who serve and those who have given everything.
The Mike-to-Mike Half Marathon is named after a soldier symbol on Fort Bragg, Iron Mike. This half marathon runs past the original Iron Mike located in downtown Fayetteville and finishes at the main post parade field running past the duplicate Iron Mike. He’s a symbol of soldier’s strength and power, being iron strong.
Runners who would like to participate but are unable to make it to Fayetteville on race day may still sign up and run anytime and anywhere that is convenient to them. More information for the Virtual Race is available on their website.
If you would like to sign up for The All American Marathon, the Mike-to-Mike Half Marathon, or the The All American 5K, you may visit their website.