Whether itâs putting money towards college, saving up for their first car, or helping out the family, many teenagers find themselves working part-time jobs on top of their studies. Itâs a common part of the teenage experience. Unfortunately, young age does not prevent injury, and teenagers can get hurt at work just like anyone else. So before you get to work, itâs a good idea to know your rights especially on workers compensation for minors.
In the U.S. all minors must be covered by workersâ compensation. In some states such as North Carolina, workers under the age of 18 are given additional protections.
For instance, in a regular workersâ comp case, your benefits will usually be calculated based on the amount you have made over the past year. However, if the case involves a minor, benefits will be determined according to their future earning capacity. In other words, they will look at how much the minor would be making if theyâd been promoted as an adult.
Itâs also important to note that in the case of permanent partial disability or permanent total disability cases, you may need to have a legal parent or guardian appear in court.
In most cases, it is illegal for a minor to perform certain types of work. For example, some occupations require a person to be 18 years of age or older. Other jobs prohibit minors from performing certain tasks, such as operating heavy machinery or driving a vehicle. And still others forbid minors from working outside of school hours.
If a minor, despite the fact that he or she is violating the law, is injured while working in an employment situation where he or she is prohibited from doing so, the employer must pay workers’ compensation benefits.
Even though a minor violates the law by working in an occupation or under conditions where he or she is not permitted to do so, the employer is liable for paying workers’ compensation benefits if the minor sustains an injury while on the job. Add to that, if you employ a minor in an occupation that is prohibited by state law, you may also be subject to civil penalties and/or criminal charges.
Getting a job as a teenager can be a significant first step into the adult world. As such, itâs important to be aware of your rights and know what you should do if youâre hurt on the job. Donât hesitate to speak to an experienced attorney. We can help guide you through your case and ensure that your rights are being protected.
If youâve suffered a disability after a workplace injury, you might qualify for several accommodations. What kind of benefits you receive will depend on the severity of your injury and how long it will take for you to recover. There are four kinds of workersâ compensation disability benefits:
Temporary Total Disability benefits cover injuries that are severe, but that you are expected to recover from. In this case, severe means that your injury prevents you from returning to work. It is your responsibility as the injured party to prove that you are disabled in order to receive these benefits. You will stop receiving these benefits once you return to work.
Temporary Partial Disability benefits are given to injured employees who are able to return to work but in a limited capacity at a lower wage. You might be taking on a different job or returning to the same position, but with work restrictions. These benefits are designed to accommodate your cut in wages and recovery expenses.
Permanent Partial Disability benefits begin when you have reached the end of your healing period, but are still impaired in some way due to your workplace injury. The Workersâ Compensation Act outlines some of the ways in which you might be compensated. You will receive these benefits for a certain amount of time based on which part of the body was injured.
Permanent Total Disability benefits are paid in the event that your workplace injury has permanently affected your ability to work at all. In these cases, if youâre considered unfit to work again, youâll receive PTD benefits for the rest of your life.
Regardless of the severity of your workplace injury, you deserve compensation. Itâs a good idea to speak with an attorney about the different options. An experienced attorney will be able to tell you which kinds of benefits youâll likely need to receive and know the course of action youâll need to take in order to get them.
The day your workersâ compensation checks start coming in is a huge relief. Itâs easier to focus on your recovery when you have some income. Make sure that youâre doing everything for your health that you can.
I frequently have clients ask whether or not theyâll be allowed to visit a chiropractor while theyâre receiving workersâ comp benefits. They worry that since chiropractors are not M.D.s, the treatment might be frowned upon by the Industrial Commission â but this is not the case.
You can absolutely visit a chiropractor while receiving workmanâs compensation. In fact, if you are granted permission to seek medical treatment from your employer, you are entitled to 20 chiropractic visits.
If you still require treatment after those 20 visits, itâs possible that you will be able to continue getting coverage. If you do require more treatment, your chiropractor will need to request authorization from your employer for the additional visits.
And keep this in mind: While your employer doesnât have to authorize additional visits, they are not allowed to terminate your visits during your first 20. If your employer tries to stop you from seeing a chiropractor, be sure to mention this to your attorney.
A workplace injury can leave you with a lot of uncertainty â especially if you have a disability that can make it difficult to return to work. Itâs comforting to know that even if you can no longer work your old job, itâs possible that your employer could be required to provide reasonable accommodations for you, as long as it does not cause them undue hardship. This means, that whether youâre returning to your old workplace or starting work somewhere new, your employer should find a reasonably relevant and accommodating position for you, as long as you can do the essential functions of your job.
For instance, your employer may need to adjust your work schedule, acquire modified equipment, or place you in a different position entirely depending on what your work restrictions are. In some cases this may even include adjusting or modifying examinations, training materials, policies, or providing qualified readers or interpreters.
Donât let employers use your disability as an excuse not to accommodate you. If youâre having trouble with an employer who refuses to take your disability into consideration, donât hesitate to contact an attorney. Itâs important to find out what your rights are when it comes to employment. Your injury shouldnât prevent you from working.
When it comes to workplace injuries, both the employer and the employee are responsible for different parts of the workersâ compensation process. If youâve been injured at work, itâs your job to make sure you report your workplace injury as soon as possible. So what exactly is your employer required to do if you get hurt at work?
If for some reason your employer is not fulfilling their responsibilities, you should reach out to a workersâ comp attorney as soon as possible. Itâs always a good idea to work with an experienced attorney â we can help you from day one and make sure you know which roles youâre responsible to fulfill and which roles are required of your employer.