Talking to Your Doctor About Your Injuries
Often times when someone is injured at work, they are only injured on one part of their body, like a shoulder or one knee. When this happens, clients seek workers’ compensation. However, what they might not consider is that injuring only one side of the body can put strain on the uninjured side. This can lead to further injury or problems with the uninjured part of the body due to overuse.
When I talk to clients who have sustained these kinds of injuries, I often find that they have not told their doctor about their new concerns. This means that the new injuries go undocumented. Many people are unaware that workman’s comp will also account for injuries that are a direct result of the initial work injury—but very rarely will insurance companies cover injuries if they are undocumented. The best way to ensure that your insurance company will cover any additional injuries is to have all injuries documented by your doctor.
When you see your doctor, tell him or her about ALL problems that you are having; you never know what might become relevant to your case. If you have any questions or concerns regarding the injuries relevant to your work injury and the workers’ comp you are eligible for, be sure to contact an attorney. Oxner + Permar know workman’s comp cases inside and out. And with a team of 25 attorneys, we have the experience to make sure that our clients receive the benefits they deserve.
Did you know that workman’s comp will also account for injuries that are a direct result of your initial work injury? Tell your physician about all of your physical concerns so that he or she can provide you the most accurate documentation.
Social Security Disability: Maintaining Medical Treatment
Maintaining Medical Treatment While Applying for Disability Benefits
The transition between receiving workman’s compensation benefits and social security disability benefits can feel like a long process. After sustaining a work injury, many people get their medical treatment through their workman’s compensation, and once their workers’ comp ends, they apply for social security disability. Without the benefits of workers’ comp many people see non-emergency medical treatment as a luxury they can’t afford. Unfortunately, Social Security sees the lack of treatment as highly suspicious and may use it as a basis for denying their claim. Therefore, it is critical that you continue getting medical treatment while applying for social security disability benefits.
For someone who is running on a tight budget, this might seem like a challenge. If you are struggling to make ends meet, know that options are available. A number of sliding scale clinics offer basic medical treatment for nominal fees (usually around $5 or $10). At Oxner + Permar, we’re happy to point you in the right direction to ensure you’re receiving consistent medical treatment that reflects the full extent of your disability. What matters most is your health— and that you are in the strongest position possible at the time of your hearing to make sure that your rights are being protected.
What to Do When You Reach Maximum Medical Improvement
After you sustain a work injury, there will come a time when you have either completely recovered or reached a point when no major improvements can be made. We refer to this point as “maximum medical improvement.” At this time, your workman’s compensation insurance company is going to request a hearing to assess your condition. Based on their assessment, they will determine how much worker’s comp they will continue to pay out.
This payout amount is critical to your means of living; therefore it’s important to seek a second opinion from another doctor—and soon. This additional evaluation will provide you more treatment options and another assessment of your rating. Having this information documented will give you an edge with the insurance companies and allow you to negotiate benefits that are fair to you. Things move very quickly, so get the second opinion as soon as the workers’ comp insurance company files the hearing request.
At Oxner + Permar, we understand how important it is to receive fair compensation for your injuries. We’re passionate about making sure our clients get the benefits they deserve. We don’t settle for less and neither should you–make sure you get a documented second opinion from another doctor to ensure you’re in the best position to receive the best possible workers’ comp payout.
Workers’ Comp: Getting Insurance companies to accept liability
Getting Insurance Companies to Accept Liability
I’ve seen the situation time and time again. An employer’s insurance company agrees to pay for an injured worker’s medical bills, but they refuse to accept liability for the injury. The problem is, liability is a critical element of a workman’s comp case—and insurance companies should not be allowed off the hook.
If you’ve been injured on the job, it’s easy to become overwhelmed by all of the details of your case, especially since you are facing the challenge of recovery and being able to perform on the job again as soon as possible. As you are getting everything lined up for your worker’s compensation case, remember this important factor: In order to avoid any issues, it is critical that you force the insurance company to file the appropriate forms accepting liability for the claim. If you feel uncertain, hire an attorney to assist you in this process. Whether you go it alone or with a caring, knowledgeable attorney on your side, holding the insurance companies responsible for their part is worth every penny of compensation when you’ve been injured in the workplace.
The Oxner + Permar team of 25 dedicated, knowledgeable attorneys have won more than $275m in workers’ comp awards and settlements for clients.
Workers’ Compensation Teachers benefits
Workers compensation for teachers—extra benefits you may be missing
Many public school teachers get injured on the job when they break up fights or attempt to contain aggressive children. What they often do not realize is that they could have additional benefits waiting for them—beyond what the Workers’ Compensation Act provides.
Here is a recent example. In Greensboro, Oxner + Permar represented a teacher who was hurt on the job when a special needs child accidentally caused an injury. Although the child had no intention of harming our client, the violent tug caused significant damage. The school system agreed that our client suffered “an episode of violence.” This declaration entitled the teacher to benefits beyond the typical workman’s compensation covering the first year after the incident.
Too often, teachers accept the workers’ comp benefits they are given and stop there, even if it means uncompensated time away from work or limitations on the amount of care they receive.
If you are a public school teacher, or if you have friends and family members in your circle who teach at public schools, make sure you know the full extent of benefits that could apply to you. You don’t have to accept the one-size-fits-all worker’s comp benefit you’ve been awarded. The attorneys at Oxner + Permar know worker’s comp up and down. We’ll make sure you are aware of the law and understand how to navigate the system to receive the full extent of workers’ comp benefits you deserve.