Posts By: Stase Vonsiatsky

NC Partial Disability Benefits: Could You Be Leaving Money On The Table?

NC Partial Disability Benefits: Could You Be Leaving Money On The Table?

Without an excellent attorney by your side, you could be leaving valuable benefits on the table when it comes to your partial disability claim. It happens more than you may realize.

An employee is injured at work. A claim is accepted. Medical treatment is provided—and work restrictions are honored. Eventually, he or she reaches maximum medical improvement and heads back to work.

What most people don’t realize is that they may be eligible for scheduled benefits under N.C. Gen. Stat §97-31—a partial impairment rating that determines employees who are not fully healed may receive additional benefits. Weeding through all of the particulars to determine if you are eligible for partial disability benefits can be very tricky. Consult an experienced attorney who can direct you. Oxner & Permar knows exactly how to help you and will ensure that you receive all of the benefits you are due.

If you are cleared for work, but not yet fully recovered, you may be eligible for partial disability payments. Contact Oxner + Permar for expert consultation to determine if you are due more benefits than you’ve received.

Workers’ Comp Tip of the Day: Being Placed on Light Work Duty After an Injury at Work

Workers’ Comp Tip of the Day: Being Placed on Light Work Duty After an Injury at Work

Helpful tips note paper pinned on cork bulletin board.You’ve been injured on the job, you’re out of work, and now you’re beginning to worry about your next paycheck. Did you know that when an employee becomes injured on the job, the North Carolina Industrial Commission (NCIC) encourages employers to offer a light-duty position?

Has your employer offered a light-duty position to help accommodate the fact that you’ve been hurt at work? As with every step of the workers’ comp process, make sure you handle this offer appropriately. As the injured worker, know that you are usually required to accept the light-duty position. If you don’t, you could put your workman’s comp benefits at risk.

It’s not always a cut and dry situation, though. What if your employer is unable to accommodate the restrictions placed on you because of your injury?

If you find yourself out of work—without the option of light duty employment—here is what you need to know:

  • If your workers’ comp claim is accepted and benefits are being paid, chances are strong that you will continue to receive your benefits with light-duty employment.
  • If you claim is d
    enied or benefits are not being paid, you may be faced with finding other employment—even though you are still technically employed by your current employer.
  • To help bolster your disability claim, conduct a reasonable job search for positions that fall within your restrictions.
  • Contact a workers’ comp attorney to help navigate you through this process and to ensure your future right to compensation is not hindered.

As always, the knowledgeable team at Oxner + Permar are here to support you through any and all phases of the workers’ compensation process. Don’t hesitate to call for guidance. We will place you with a workers’ comp expert who knows exactly how to fight for you and make wrongs, right.

Medical Miles: Can I Get Reimbursed For Travel Mileage When I Visit My Doctor?

Medical Miles: Can I Get Reimbursed For Travel Mileage When I Visit My Doctor?

When you are hurt at work, workers’ compensation plans put the employer in charge of a lot of decisions. Because their plan is footing On the road.most or all of the bill, your employer directs your care. This may mean that you, as the injured worker, will be required to travel farther than you normally would to seek medical treatment. If you need to see a  specialist, it may be that he or she is not in your hometown, which also means traveling a distance.

What many people don’t realize is that medical miles can be reimbursed. As you travel to and from the doctor, be sure to log your miles so that you can receive payment for your expenses. Note that this only applies if the round-trip distance is more than ten miles from your home.

How is reimbursement calculated? The 2016 per mile rate is $0.54. Take your mileage and multiple it by that figure to see what you are owed. The rate changes every year, however, so be sure to take note of the new rate when logging 2017 miles.

If you use public transportation, rest assured your expenses are covered as well. Just keep track of the actual costs of your fare.

Finally, in some instances, it may be necessary to incur costs for overnight lodging and meals. These, too, are reimbursed within reason.

If you have additional questions about reimbursement for medical travel expenses, reach out to an attorney so that you have the support you need and the care you deserve. At Oxner + Permar, we care a great deal about our clients, and we’re always here to help.

When your employer’s workman’s comp plan states that you must travel outside of your town to visit a physician or specialist, be sure you take the necessary steps to cover your travel costs.

So You’ve Been Hurt at Work. Now what?

So You’ve Been Hurt at Work. Now what?

If you work in South Carolina and have suffered a work injury, you might be concerned about what you need to do to ensure that you’re being taken care of and that you’re receiving the benefits you need for a safe and speedy recovery. Don’t panic! There are two important steps that you must follow:

  1.     Report your injury to your employer.

The absolute first thing you need to do when hurt on the job is to inform your employer of the injury. The best policy is to make sure that there is physical documentation of your injury. File an accident report if you can. If your claim is related to an occupational disease be sure to keep evidence of doctors notes. You have 90 days from your accident or diagnosis to report your injury to your employer.

  1.     File a claim.

The next step is to file a claim. You have two years to file a claim for workers’ compensation; however, we generally recommend filing sooner rather than later. You don’t want to find yourself coming up against deadlines. In the event of the death of the injured employee their dependents (or parents if there are no dependents) are responsible for filing the claim.

If you have any questions about filing a claim or reporting your injury, don’t hesitate to contact an attorney. Oxner + Permar has the experience to guide you and make sure that you are taking the right steps to receive your workers’ comp benefits.

If you’ve been injured at work, be sure to report your injury and file your claim, these are the first steps to claiming the benefits that you deserve. Report of work injury

Is My Employer Required to Have Workers’ Comp Insurance?

Is My Employer Required to Have Workers’ Comp Insurance?

I often have clients who worry that their employer might not have workers’ compensation insurance. They aren’t sure what the requirements are for their employers. So it’s not uncommon that I get the question, “Is my employer required to have workers’ compensation insurance?”

Nine times out of ten the answer is a resounding YES! Generally, any employer who regularly employs four or more workers (either full-time or part-time) is required to have workers’ comp insurance and is not allowed to opt out of this requirement.

Customer care, care for employees, human resources, life insurance, employment agency and marketing segmentation concepts. Central composition.There are a few exceptions, however, and they are:

  • Agricultural employees
  • Railroad and Railway express companies and their employees
  • Textile Hall Corporation
  • Certain commission paid real estate agencies
  • Employers who had a total annual payroll of less than $3,000 in the previous year

Although these employers are not required to carry workman’s comp insurance, any employer may purchase coverage. Therefore, regardless of who your employer is, it is always worth asking them if they carry workers’ comp insurance. You may find that you are in fact covered.

If you have specific concerns as to whether or not your employer should be carrying workers’ compensation insurance, don’t hesitate to ask an attorney. An experienced attorney, such as those at Oxner + Permar will be able to tell you specifically whether or not if you should be covered.

Chances are your employer is required to have workers’ compensation insurance. Make sure your employer is obeying the law and that your rights are being protected.